Registered on title
Investors are registered on title, so your capital is secured directly against the building itself. You know exactly which property you're invested in.
Passive real estate investing, explained.
Invest in Ontario real estate alongside an experienced team, without managing tenants, renovations or financing yourself.
Curious how passive investing could work for you? Get more info, free:
- Our free eBook, Why Real Estate Wins, sent right away
- A clear explanation of how passive investing with VIC Capital works, step by step
- The first word on future opportunities, if you're an accredited investor
Available to accredited investors only. We always talk with you first; any investment is then completed through an exempt market dealer.
Get the inside track.
Welcome to VIC Capital Partners
Your path to passive real estate investing.
VIC Capital Partners is the investment arm of the Vaughan Investors Club, founded by Martin Kuev, Sandy Mackay and Chris Chopite.
What passive means
You bring the capital. We do the work.
As a passive investor, you invest money alongside an experienced operating team. You don't manage the property day to day. The team finds the property, improves it, runs it, and eventually refinances or sells it, following a business plan you see before you invest.
Your investment is tied to a real building. In our deals, investors are registered on title, so your capital is secured directly against the property itself. You'll know exactly which building you're invested in, and the offering documents set out how your security works.
VIC Capital invests in Ontario real estate, mostly multifamily and also single-family. Investments may be structured as joint ventures, syndications or other appropriate structures. Single-family can be a better fit if you'd rather not share a deal with many other investors.
Is passive right for you?
It can give you: real estate ownership without the day-to-day work, professional execution, potential cash distributions and equity growth, and your time back.
The trade-offs: less direct control, a longer time horizon, limited liquidity (your money is tied up until the plan is complete), and reliance on the operator.
Inside a VIC Capital deal
The life of an investment
Every property follows a business plan you can read before you invest. Here's how a typical plan unfolds.
Find and buy it right
We look for Ontario properties that already produce rent and can be improved, and we buy only when the numbers work at the price we pay. Most of the value in a deal is decided on the day it's bought.
Improve the property
Renovations, better management and fair, market-level rents raise the building's income and its value, and make it a better place for tenants to live.
Stabilize and refinance
Once the building is improved and fully rented, it can be refinanced on its new appraised value. Where the plan allows, a refinance may return part of investors' capital early.
Hold and collect rent
Tenants' rent pays the mortgage, taxes and running costs. Each year the mortgage balance goes down while the building is held as a long-term asset.
Report as we go
You receive regular reports and material updates, so you always know how your building is doing, not just at the end.
Exit the plan
Plans are typically built around a 5 to 7 year hold. At the end, the property is sold or refinanced and capital and any profits are paid out according to the investment documents.
Protecting your capital
How we secure your investment
The first question every good investor asks is "how do I get my money back?" Here's how we're set up to answer it.
A real, income-producing asset
Your money is backed by bricks and mortar with tenants paying rent every month, not a number on a screen. Rent covers the mortgage and costs while the debt is paid down.
Numbers before excitement
Every property is underwritten before we buy: purchase price, renovation budget, rents, financing and the exit. If the numbers don't work, we walk away.
A regulated process
We always talk with you first. Investments are then completed through an exempt market dealer, with Know-Your-Client, accreditation and suitability checks, under Ontario securities law.
An experienced team
The VIC team brings ownership and operating experience across more than $200 million in real estate assets and hundreds of units.
Ask our investors
Don't just take our word for it. We're happy to walk you through our track record and introduce you to people who have invested with us.
How it works
It always starts with a conversation.
Before anything else, we sit down with you, learn your goals and answer your questions. Only after that does any investment go through our exempt market dealer.
- 1. Talk with us firstEducation, a free discovery call, and whether you may qualify as an accredited investor
- 2. Review an opportunityThe approved offering materials, ideally with your own advisors
- 3. Exempt market dealerKnow-Your-Client, accreditation, suitability and subscription
- 4. Secured on titleYou're registered on title; the team acquires, improves and runs the property
Back to you: regular reports and material updates, plus any cash flow, refinancing or sale distributions, paid according to the investment documents and actual performance.
Compliance
Compliant with Ontario securities law
Every VIC Capital investment is structured and offered in accordance with applicable securities laws, including Ontario Securities Commission (OSC) requirements, through VIC's approved legal and exempt market dealer (EMD) compliance process.
Have enough information?
Book your free discovery call.
A relaxed conversation about where you are and where you want to go. No pressure and no obligation.