Bitcoin
Not a get-rich-quick bet. A small, deliberate allocation that can protect a serious long-term portfolio.
What is Bitcoin?
Bitcoin is digital money that no government, central bank or company controls. It runs on a public network of computers around the world, and its rules are fixed in its code. The most important one: there will only ever be 21 million bitcoin. No one can print more, and no government or person can stop it, shut it down or change those rules on their own.
The main purpose: a hedge, not a bet
The dollars in your bank account slowly buy less every year, because more of them keep being created. Most people feel this as rising prices. Real estate is one way investors protect themselves from it. Bitcoin, with a supply that can never grow past its limit, is another.
It's also a hedge against a global financial system that is changing fast, with shifting currencies, rising government debt and new rules for how money moves. Bitcoin sits outside all of it.
That's why Martin treats it as a hedge. He isn't trying to trade it or time it. He holds a small, deliberate amount for the long term, as protection against the money everything else is measured in.
Why investors are paying attention
A fixed supply
21 million, ever. That scarcity is written into the code and is the core of Bitcoin's case as a long-term store of value.
No one can stop it
No government or person can switch Bitcoin off or freeze it. You can hold it yourself, without anyone's permission, and move it anywhere in the world at any time.
A different kind of asset
It isn't a company, a bond or a building. Owning a little adds something to your portfolio that nothing else in it does.
A small amount goes a long way
Because it's a hedge, it only needs to be a small slice of what you own. The point is to be holding some, not to bet the house.
The risks to respect
Bitcoin's price swings far more than stocks or real estate. It has fallen more than 70% from its highs more than once, and it could again. There are also scams, exchanges that have failed, and the risk of losing access if you hold it yourself and lose your keys. Rules and taxes around it are still evolving.
That's exactly why the sizing matters. Keep it small enough that even a deep drop wouldn't change your plans, and only hold what you're prepared to keep for years.
How Martin covers Bitcoin in Build Wealth. Live Life.
"The book I wish I'd had 15 years ago, while I was in corporate and only investing in stocks and mutual funds."Martin Kuev
Bitcoin is one of the four strategies in Martin's book, alongside real estate, stock options, and infinite banking with whole life insurance. He explains why a small, deliberate allocation can belong in a serious long-term portfolio, as a hedge rather than a bet, and how to think about sizing it.